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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,582 | $175,646-91.1% | $129,118-87.9% | $134,532-88.4% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.2%+22.8pp | 81.2%+18.8pp |
| Annual return | -17.91% | -11.39%-6.5pp | -10.94%-7.0pp | 418.27%-436.2pp |
| Employer contribution / active EE | $9,096 | $6,355+43.1% | $5,051+80.1% | $4,741+91.9% |
| Participant deferral / active EE | $736 | $7,970-90.8% | $6,539-88.7% | $6,401-88.5% |
| Admin fee / account holder | $1,372 | $23,578-94.2% | $14,305-90.4% | $11,429-88.0% |