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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,673 | $107,368-90.1% | $92,915-88.5% | $152,909-93.0% |
| Participation rate | 72.2% | 79.8%-7.6pp | 76.0%-3.8pp | 82.5%-10.2pp |
| Annual return | 19.68% | 145.64%-126.0pp | 109.45%-89.8pp | 345.46%-325.8pp |
| Employer contribution / active EE | $1,622 | $4,222-61.6% | $3,653-55.6% | $4,764-66.0% |
| Participant deferral / active EE | $2,410 | $4,848-50.3% | $4,238-43.1% | $5,851-58.8% |
| Admin fee / account holder | $3,266 | $7,082-53.9% | $5,796-43.6% | $11,601-71.8% |