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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,259 | $157,296-27.4% | $141,191-19.1% | $152,897-25.3% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 25.45% | 64.34%-38.9pp | 71.41%-46.0pp | 345.43%-320.0pp |
| Employer contribution / active EE | $1,094 | $5,262-79.2% | $4,736-76.9% | $4,764-77.0% |
| Participant deferral / active EE | $6,684 | $7,111-6.0% | $6,710-0.4% | $5,851+14.2% |
| Admin fee / account holder | $709 | $12,125-94.2% | $10,264-93.1% | $11,599-93.9% |