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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,680 | $135,956-81.8% | $123,894-80.1% | $273,972-91.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 12.72% | 56.63%-43.9pp | 47.52%-34.8pp | 41.46%-28.7pp |
| Employer contribution / active EE | $637 | $5,170-87.7% | $4,617-86.2% | $4,869-86.9% |
| Participant deferral / active EE | $6,275 | $6,343-1.1% | $5,984+4.9% | $5,287+18.7% |
| Admin fee / account holder | $878 | $9,817-91.1% | $8,357-89.5% | $10,133-91.3% |