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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,160 | $198,457-92.4% | $170,435-91.1% | $147,586-89.7% |
| Participation rate | 58.3% | 88.0%-29.6pp | 83.6%-25.3pp | 82.8%-24.5pp |
| Annual return | 15.75% | 257.30%-241.6pp | 205.94%-190.2pp | 578.59%-562.8pp |
| Employer contribution / active EE | $263 | $6,183-95.7% | $5,432-95.2% | $4,876-94.6% |
| Participant deferral / active EE | $4,366 | $5,629-22.4% | $4,939-11.6% | $5,439-19.7% |
| Admin fee / account holder | $72 | $16,852-99.6% | $13,881-99.5% | $10,886-99.3% |