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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,127 | $86,938+34.7% | $102,423+14.4% | $80,925+44.7% |
| Participation rate | 82.4% | 72.4%+10.0pp | 76.5%+5.9pp | 67.7%+14.7pp |
| Annual return | 22.88% | 18.89%+4.0pp | 29.42%-6.5pp | 35.65%-12.8pp |
| Employer contribution / active EE | $2,479 | $2,369+4.6% | $3,023-18.0% | $2,756-10.1% |
| Participant deferral / active EE | $6,369 | $4,120+54.6% | $5,054+26.0% | $4,299+48.2% |
| Admin fee / account holder | $10,279 | $8,053+27.7% | $9,455+8.7% | $6,940+48.1% |