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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,781 | $154,365-72.9% | $130,231-67.9% | $139,466-70.0% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.3%+23.7pp | 80.3%+19.7pp |
| Annual return | 4.32% | 30.53%-26.2pp | 38.86%-34.5pp | 373.66%-369.3pp |
| Employer contribution / active EE | $4,346 | $5,170-15.9% | $4,126+5.3% | $4,754-8.6% |
| Participant deferral / active EE | $9,098 | $8,498+7.1% | $6,799+33.8% | $6,712+35.6% |
| Admin fee / account holder | $27,801 | $9,214+201.7% | $6,020+361.8% | $11,409+143.7% |