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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,335 | $100,073-92.7% | $85,126-91.4% | $145,877-95.0% |
| Participation rate | 87.0% | 74.1%+12.9pp | 67.5%+19.4pp | 80.3%+6.7pp |
| Annual return | 12.47% | 84.11%-71.6pp | 66.63%-54.2pp | 551.28%-538.8pp |
| Employer contribution / active EE | $1,279 | $3,236-60.5% | $2,731-53.2% | $4,663-72.6% |
| Participant deferral / active EE | $2,584 | $5,294-51.2% | $4,523-42.9% | $6,691-61.4% |
| Admin fee / account holder | $809 | $7,261-88.9% | $6,160-86.9% | $13,402-94.0% |