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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,659 | $97,125-88.0% | $86,233-86.5% | $137,256-91.5% |
| Participation rate | 95.2% | 74.2%+21.0pp | 69.0%+26.2pp | 80.0%+15.3pp |
| Annual return | 18.91% | 74.19%-55.3pp | 61.39%-42.5pp | 220.34%-201.4pp |
| Employer contribution / active EE | $1,802 | $2,841-36.6% | $2,504-28.0% | $4,156-56.6% |
| Participant deferral / active EE | $3,228 | $5,180-37.7% | $4,559-29.2% | $6,407-49.6% |
| Admin fee / account holder | $2,082 | $9,725-78.6% | $8,342-75.0% | $12,270-83.0% |