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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,335 | $100,203-92.7% | $85,240-91.4% | $145,897-95.0% |
| Participation rate | 87.0% | 74.1%+12.9pp | 67.5%+19.4pp | 80.3%+6.7pp |
| Annual return | 12.47% | 84.28%-71.8pp | 66.75%-54.3pp | 552.29%-539.8pp |
| Employer contribution / active EE | $1,279 | $3,242-60.5% | $2,735-53.2% | $4,663-72.6% |
| Participant deferral / active EE | $2,584 | $5,299-51.2% | $4,527-42.9% | $6,689-61.4% |
| Admin fee / account holder | $809 | $7,265-88.9% | $6,165-86.9% | $13,390-94.0% |