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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,979 | $165,399-69.2% | $149,745-66.0% | $158,982-67.9% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 21.06% | 348.34%-327.3pp | 276.72%-255.7pp | 302.99%-281.9pp |
| Employer contribution / active EE | $1,767 | $5,105-65.4% | $4,646-62.0% | $4,763-62.9% |
| Participant deferral / active EE | $24,292 | $7,183+238.2% | $6,843+255.0% | $5,983+306.0% |
| Admin fee / account holder | $901 | $10,811-91.7% | $9,312-90.3% | $11,252-92.0% |