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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,180 | $150,346-29.4% | $120,524-11.9% | $145,877-27.2% |
| Participation rate | 85.7% | 78.8%+6.9pp | 71.9%+13.8pp | 80.3%+5.4pp |
| Annual return | 14.47% | 154.40%-139.9pp | 107.36%-92.9pp | 551.28%-536.8pp |
| Employer contribution / active EE | $17,455 | $4,353+301.0% | $3,469+403.2% | $4,663+274.3% |
| Participant deferral / active EE | $11,740 | $6,172+90.2% | $4,994+135.1% | $6,691+75.5% |
| Admin fee / account holder | $1,406 | $12,215-88.5% | $9,440-85.1% | $13,402-89.5% |