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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,213 | $212,777-31.3% | $173,703-15.8% | $198,609-26.4% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.9%+24.1pp | 82.4%+17.6pp |
| Annual return | 18.82% | 18.82%0pp | 17.46%+1.4pp | 202.70%-183.9pp |
| Employer contribution / active EE | $12,612 | $5,214+141.9% | $4,288+194.1% | $5,055+149.5% |
| Participant deferral / active EE | $13,753 | $5,697+141.4% | $4,854+183.3% | $6,977+97.1% |
| Admin fee / account holder | $8,210 | $19,536-58.0% | $15,562-47.2% | $19,030-56.9% |