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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $176,510 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $59,946 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,734 | $95,388-40.5% | $125,381-54.8% | $77,906-27.2% |
| Participation rate | 82.8% | 78.6%+4.2pp | 82.4%+0.5pp | 73.7%+9.1pp |
| Annual return | -11.66% | 116.19%-127.8pp | 572.31%-584.0pp | 12.16%-23.8pp |
| Employer contribution / active EE | $3,577 | $3,666-2.4% | $4,815-25.7% | $2,846+25.7% |
| Participant deferral / active EE | $8,376 | $7,711+8.6% | $7,448+12.5% | $4,805+74.3% |
| Admin fee / account holder | $88 | $119-25.6% | $10,007-99.1% | $133-33.3% |