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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,300 | $93,598-65.5% | $135,974-76.2% | $75,173-57.0% |
| Participation rate | 76.9% | 75.2%+1.7pp | 81.9%-5.0pp | 67.2%+9.7pp |
| Annual return | 14.76% | 30.89%-16.1pp | 68.30%-53.5pp | 160.72%-146.0pp |
| Employer contribution / active EE | $2,258 | $3,538-36.2% | $4,859-53.5% | $2,671-15.5% |
| Participant deferral / active EE | $4,829 | $6,405-24.6% | $7,760-37.8% | $4,126+17.0% |
| Admin fee / account holder | $4,841 | $6,978-30.6% | $10,767-55.0% | $5,651-14.3% |