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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,938 | $131,835-90.2% | $108,582-88.1% | $273,972-95.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 5.29% | -91.57%+96.9pp | -51.70%+57.0pp | 41.46%-36.2pp |
| Employer contribution / active EE | $2,503 | $4,913-49.1% | $3,758-33.4% | $4,869-48.6% |
| Participant deferral / active EE | $3,407 | $5,127-33.5% | $4,311-21.0% | $5,287-35.6% |
| Admin fee / account holder | $783 | $10,253-92.4% | $7,645-89.8% | $10,133-92.3% |