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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,644 | $141,004-14.4% | $112,273+7.5% | $139,466-13.5% |
| Participation rate | 66.7% | 79.2%-12.5pp | 72.4%-5.8pp | 80.3%-13.7pp |
| Annual return | 13.93% | 32.75%-18.8pp | 30.23%-16.3pp | 373.66%-359.7pp |
| Employer contribution / active EE | $2,523 | $4,285-41.1% | $3,431-26.5% | $4,754-46.9% |
| Participant deferral / active EE | $15,000 | $5,878+155.2% | $4,800+212.5% | $6,712+123.5% |
| Admin fee / account holder | $833 | $9,959-91.6% | $7,752-89.3% | $11,409-92.7% |