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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,389 | $110,240-79.7% | $96,544-76.8% | $139,487-83.9% |
| Participation rate | 69.6% | 78.1%-8.6pp | 76.0%-6.4pp | 80.3%-10.8pp |
| Annual return | 23.12% | 26.41%-3.3pp | 25.88%-2.8pp | 373.84%-350.7pp |
| Employer contribution / active EE | $2,432 | $3,622-32.9% | $2,966-18.0% | $4,755-48.9% |
| Participant deferral / active EE | $4,076 | $5,549-26.5% | $4,851-16.0% | $6,713-39.3% |
| Admin fee / account holder | $38 | $11,602-99.7% | $8,254-99.5% | $11,407-99.7% |