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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,508 | $183,592+4.3% | $155,567+23.1% | $145,959+31.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.19% | 61.24%-47.0pp | 64.74%-50.5pp | 561.95%-547.8pp |
| Employer contribution / active EE | $16,115 | $5,315+203.2% | $4,674+244.8% | $4,661+245.8% |
| Participant deferral / active EE | $9,407 | $6,464+45.5% | $5,628+67.2% | $6,689+40.7% |
| Admin fee / account holder | $620 | $19,318-96.8% | $15,916-96.1% | $13,398-95.4% |