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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,337 | $167,353-60.4% | $143,797-53.9% | $134,545-50.7% |
| Participation rate | 33.3% | 84.8%-51.5pp | 80.3%-47.0pp | 81.2%-47.9pp |
| Annual return | -18.74% | 0.48%-19.2pp | -0.04%-18.7pp | 418.37%-437.1pp |
| Employer contribution / active EE | $1,628 | $5,620-71.0% | $4,952-67.1% | $4,742-65.7% |
| Participant deferral / active EE | $5,197 | $6,447-19.4% | $5,638-7.8% | $6,401-18.8% |
| Admin fee / account holder | $739 | $18,096-95.9% | $14,679-95.0% | $11,431-93.5% |