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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,314 | $183,539-25.7% | $155,556-12.4% | $145,897-6.6% |
| Participation rate | 28.6% | 82.7%-54.1pp | 78.2%-49.7pp | 80.3%-51.7pp |
| Annual return | 70.00% | 61.31%+8.7pp | 64.84%+5.2pp | 552.29%-482.3pp |
| Employer contribution / active EE | $2,589 | $5,315-51.3% | $4,675-44.6% | $4,663-44.5% |
| Participant deferral / active EE | $7,829 | $6,467+21.1% | $5,631+39.0% | $6,689+17.0% |
| Admin fee / account holder | $0 | $19,275-100.0% | $15,885-100.0% | $13,390-100.0% |