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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,276 | $152,597-90.6% | $117,533-87.9% | $134,532-89.4% |
| Participation rate | 33.3% | 77.1%-43.8pp | 70.6%-37.3pp | 81.2%-47.9pp |
| Annual return | -26.54% | 53.04%-79.6pp | 29.77%-56.3pp | 418.27%-444.8pp |
| Employer contribution / active EE | $328 | $5,576-94.1% | $4,179-92.2% | $4,741-93.1% |
| Participant deferral / active EE | $3,476 | $4,821-27.9% | $4,072-14.6% | $6,401-45.7% |
| Admin fee / account holder | $0 | $7,007-100.0% | $5,647-100.0% | $11,429-100.0% |