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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,546 | $169,356-73.7% | $129,406-65.6% | $145,897-69.5% |
| Participation rate | 30.0% | 76.5%-46.5pp | 69.6%-39.6pp | 80.3%-50.3pp |
| Annual return | 12.41% | 14418.62%-14406.2pp | 9468.18%-9455.8pp | 552.29%-539.9pp |
| Employer contribution / active EE | $343 | $5,542-93.8% | $4,155-91.7% | $4,663-92.6% |
| Participant deferral / active EE | $4,033 | $4,987-19.1% | $4,167-3.2% | $6,689-39.7% |
| Admin fee / account holder | $203 | $9,915-98.0% | $7,689-97.4% | $13,390-98.5% |