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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,876 | $167,522-84.0% | $151,639-82.3% | $134,532-80.0% |
| Participation rate | 80.0% | 88.4%-8.4pp | 87.5%-7.5pp | 81.2%-1.2pp |
| Annual return | -24.19% | 7.81%-32.0pp | 3.34%-27.5pp | 418.27%-442.5pp |
| Employer contribution / active EE | $11,457 | $6,828+67.8% | $6,165+85.8% | $4,741+141.7% |
| Participant deferral / active EE | $8,240 | $8,986-8.3% | $8,363-1.5% | $6,401+28.7% |
| Admin fee / account holder | $2,438 | $13,780-82.3% | $11,613-79.0% | $11,429-78.7% |