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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,841 | $167,362-58.9% | $143,799-52.1% | $134,532-48.8% |
| Participation rate | 63.6% | 84.8%-21.2pp | 80.3%-16.7pp | 81.2%-17.6pp |
| Annual return | -18.43% | 0.47%-18.9pp | -0.04%-18.4pp | 418.27%-436.7pp |
| Employer contribution / active EE | $2,358 | $5,620-58.0% | $4,952-52.4% | $4,741-50.3% |
| Participant deferral / active EE | $5,688 | $6,447-11.8% | $5,638+0.9% | $6,401-11.1% |
| Admin fee / account holder | $3,119 | $18,094-82.8% | $14,677-78.8% | $11,429-72.7% |