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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,029 | $135,956-52.2% | $123,894-47.5% | $273,972-76.3% |
| Participation rate | 71.4% | 84.1%-12.6pp | 81.4%-10.0pp | 83.0%-11.6pp |
| Annual return | -3.06% | 56.63%-59.7pp | 47.52%-50.6pp | 41.46%-44.5pp |
| Employer contribution / active EE | $2,143 | $5,170-58.6% | $4,617-53.6% | $4,869-56.0% |
| Participant deferral / active EE | $8,018 | $6,343+26.4% | $5,984+34.0% | $5,287+51.7% |
| Admin fee / account holder | $581 | $9,817-94.1% | $8,357-93.1% | $10,133-94.3% |