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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,585 | $102,638-98.5% | $81,982-98.1% | $158,982-99.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 16.62% | 61.05%-44.4pp | 41.31%-24.7pp | 302.99%-286.4pp |
| Employer contribution / active EE | $744 | $3,241-77.0% | $2,498-70.2% | $4,763-84.4% |
| Participant deferral / active EE | $1,151 | $4,649-75.2% | $3,722-69.1% | $5,983-80.8% |
| Admin fee / account holder | $393 | $8,237-95.2% | $5,665-93.1% | $11,252-96.5% |