See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $35,529 |
Filed as: VISION POINT ADVISORY GROUP, LLC Service code 15 · EIN 46-3329350 | Recordkeeping | $11,749 |
ADP BROKER-DEALER2 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,630 | $66,528-76.5% | $86,874-82.0% | $86,799-82.0% |
| Participation rate | 47.8% | 72.4%-24.6pp | 71.6%-23.9pp | 72.3%-24.5pp |
| Annual return | 17.21% | 19.56%-2.3pp | 63.52%-46.3pp | 97.91%-80.7pp |
| Employer contribution / active EE | $111 | $2,007-94.5% | $2,495-95.5% | $2,405-95.4% |
| Participant deferral / active EE | $1,812 | $3,240-44.1% | $3,699-51.0% | $4,131-56.1% |
| Admin fee / account holder | $144 | $148-2.7% | $5,828-97.5% | $170-15.0% |