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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,869 | $63,346-73.4% | $92,240-81.7% | $70,126-75.9% |
| Participation rate | 100.0% | 68.7%+31.3pp | 76.5%+23.5pp | 69.5%+30.5pp |
| Annual return | 27.89% | 530.19%-502.3pp | 176.29%-148.4pp | 73.15%-45.3pp |
| Employer contribution / active EE | $2,215 | $2,471-10.4% | $3,680-39.8% | $2,343-5.5% |
| Participant deferral / active EE | $1,804 | $2,854-36.8% | $3,897-53.7% | $3,332-45.9% |
| Admin fee / account holder | $3,215 | $3,841-16.3% | $5,194-38.1% | $4,645-30.8% |