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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,310 | $81,504-53.0% | $102,437-62.6% | $80,959-52.7% |
| Participation rate | 97.8% | 66.9%+31.0pp | 74.5%+23.3pp | 67.7%+30.2pp |
| Annual return | 12.56% | 25.60%-13.0pp | 24.95%-12.4pp | 35.67%-23.1pp |
| Employer contribution / active EE | $593 | $3,104-80.9% | $3,871-84.7% | $2,757-78.5% |
| Participant deferral / active EE | $2,936 | $3,871-24.2% | $5,060-42.0% | $4,300-31.7% |
| Admin fee / account holder | $1,691 | $6,719-74.8% | $8,388-79.8% | $6,925-75.6% |