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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,372 | $138,102-49.0% | $125,381-43.9% | $134,532-47.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -42.77% | 750.73%-793.5pp | 572.31%-615.1pp | 418.27%-461.0pp |
| Employer contribution / active EE | $5,359 | $5,245+2.2% | $4,815+11.3% | $4,741+13.0% |
| Participant deferral / active EE | $14,045 | $7,801+80.1% | $7,448+88.6% | $6,401+119.4% |
| Admin fee / account holder | $3,836 | $11,568-66.8% | $10,007-61.7% | $11,429-66.4% |