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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,076 | $87,016-94.2% | $63,244-92.0% | $125,389-96.0% |
| Participation rate | 69.2% | 77.1%-7.8pp | 71.0%-1.8pp | 83.2%-14.0pp |
| Annual return | -13.86% | 21.71%-35.6pp | -70.31%+56.4pp | 282.24%-296.1pp |
| Employer contribution / active EE | $642 | $3,601-82.2% | $2,322-72.3% | $4,866-86.8% |
| Participant deferral / active EE | $3,256 | $3,939-17.3% | $2,953+10.3% | $5,352-39.2% |
| Admin fee / account holder | $45 | $11,954-99.6% | $5,893-99.2% | $9,541-99.5% |