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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,092 | $135,956-83.0% | $123,894-81.4% | $273,972-91.6% |
| Participation rate | 73.7% | 84.1%-10.4pp | 81.4%-7.7pp | 83.0%-9.3pp |
| Annual return | 15.55% | 56.63%-41.1pp | 47.52%-32.0pp | 41.46%-25.9pp |
| Employer contribution / active EE | $2,437 | $5,170-52.9% | $4,617-47.2% | $4,869-50.0% |
| Participant deferral / active EE | $5,994 | $6,343-5.5% | $5,984+0.2% | $5,287+13.4% |
| Admin fee / account holder | $1,594 | $9,817-83.8% | $8,357-80.9% | $10,133-84.3% |