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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,907 | $162,136+10.3% | $152,301+17.5% | $154,746+15.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 14.70% | 91.02%-76.3pp | 80.50%-65.8pp | 172.34%-157.6pp |
| Employer contribution / active EE | $5,294 | $4,890+8.2% | $4,624+14.5% | $4,379+20.9% |
| Participant deferral / active EE | $17,985 | $8,341+115.6% | $8,004+124.7% | $6,730+167.2% |
| Admin fee / account holder | $10,064 | $15,759-36.1% | $14,398-30.1% | $14,365-29.9% |