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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,907 | $154,228+16.0% | $145,433+23.0% | $137,256+30.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.70% | 74.59%-59.9pp | 66.58%-51.9pp | 220.34%-205.6pp |
| Employer contribution / active EE | $5,294 | $4,804+10.2% | $4,554+16.2% | $4,156+27.4% |
| Participant deferral / active EE | $17,985 | $8,216+118.9% | $7,897+127.7% | $6,407+180.7% |
| Admin fee / account holder | $10,064 | $14,344-29.8% | $13,129-23.3% | $12,270-18.0% |