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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,271 | $93,071-78.2% | $74,583-72.8% | $273,968-92.6% |
| Participation rate | 80.0% | 74.9%+5.1pp | 68.1%+11.9pp | 83.0%-3.0pp |
| Annual return | 8.26% | 26.18%-17.9pp | 20.47%-12.2pp | 41.45%-33.2pp |
| Employer contribution / active EE | $1,007 | $3,160-68.1% | $2,525-60.1% | $4,869-79.3% |
| Participant deferral / active EE | $4,426 | $4,160+6.4% | $3,458+28.0% | $5,287-16.3% |
| Admin fee / account holder | $2,643 | $5,272-49.9% | $4,138-36.1% | $10,132-73.9% |