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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,758 | $84,464-70.7% | $61,399-59.7% | $134,509-81.6% |
| Participation rate | 66.7% | 62.2%+4.5pp | 52.6%+14.1pp | 81.2%-14.6pp |
| Annual return | -17.25% | 585.06%-602.3pp | 338.81%-356.1pp | 418.13%-435.4pp |
| Employer contribution / active EE | $474 | $1,545-69.3% | $1,159-59.1% | $4,741-90.0% |
| Participant deferral / active EE | $6,833 | $2,818+142.5% | $2,124+221.7% | $6,400+6.8% |
| Admin fee / account holder | $0 | $2,587-100.0% | $2,131-100.0% | $11,427-100.0% |