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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,884 | $180,459-89.5% | $154,108-87.7% | $135,380-86.1% |
| Participation rate | 66.7% | 87.4%-20.8pp | 83.0%-16.4pp | 82.6%-16.0pp |
| Annual return | -12.95% | 888.21%-901.2pp | 735.21%-748.2pp | 519.81%-532.8pp |
| Employer contribution / active EE | $2,261 | $6,035-62.5% | $5,298-57.3% | $4,779-52.7% |
| Participant deferral / active EE | $6,401 | $5,806+10.2% | $5,081+26.0% | $5,609+14.1% |
| Admin fee / account holder | $0 | $16,145-100.0% | $13,411-100.0% | $10,828-100.0% |