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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,633 | $52,580-18.9% | $71,671-40.5% | $70,124-39.2% |
| Participation rate | 72.2% | 60.9%+11.3pp | 68.7%+3.5pp | 69.5%+2.7pp |
| Annual return | 19.26% | 20.25%-1.0pp | 20.65%-1.4pp | 73.14%-53.9pp |
| Employer contribution / active EE | $934 | $1,616-42.2% | $2,460-62.0% | $2,342-60.1% |
| Participant deferral / active EE | $2,483 | $2,386+4.1% | $3,438-27.8% | $3,332-25.5% |
| Admin fee / account holder | $2,727 | $3,653-25.3% | $5,558-50.9% | $4,645-41.3% |