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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,235 | $110,212-87.1% | $96,534-85.3% | $139,466-89.8% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 59.38% | 26.42%+33.0pp | 25.88%+33.5pp | 373.66%-314.3pp |
| Employer contribution / active EE | $2,894 | $3,620-20.1% | $2,965-2.4% | $4,754-39.1% |
| Participant deferral / active EE | $4,876 | $5,547-12.1% | $4,851+0.5% | $6,712-27.4% |
| Admin fee / account holder | $818 | $11,599-92.9% | $8,253-90.1% | $11,409-92.8% |