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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,772 | $167,362-81.6% | $143,799-78.6% | $134,532-77.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -65.14% | 0.47%-65.6pp | -0.04%-65.1pp | 418.27%-483.4pp |
| Employer contribution / active EE | $4,362 | $5,620-22.4% | $4,952-11.9% | $4,741-8.0% |
| Participant deferral / active EE | $6,150 | $6,447-4.6% | $5,638+9.1% | $6,401-3.9% |
| Admin fee / account holder | $1,582 | $18,094-91.3% | $14,677-89.2% | $11,429-86.2% |