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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,418 | $77,920-87.9% | $149,723-93.7% | $75,177-87.5% |
| Participation rate | 92.6% | 65.6%+27.0pp | 78.8%+13.8pp | 67.2%+25.4pp |
| Annual return | 23.32% | 31.72%-8.4pp | 134.50%-111.2pp | 160.75%-137.4pp |
| Employer contribution / active EE | $1,496 | $3,138-52.3% | $4,821-69.0% | $2,671-44.0% |
| Participant deferral / active EE | $3,325 | $3,411-2.5% | $5,682-41.5% | $4,126-19.4% |
| Admin fee / account holder | $1,328 | $5,951-77.7% | $13,215-90.0% | $5,651-76.5% |