See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $1,546 |
ADP BROKER-DEALER8+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Filed as: CAMBRIDGE INVESTMENT RESEARCH ADVIS Service code 49 12520 HIGH BLUFF STE 140 · SAN DIEGO, CA 92130 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,239 | $54,701-86.8% | $86,188-91.6% | $71,457-89.9% |
| Participation rate | 66.9% | 60.1%+6.8pp | 69.0%-2.1pp | 67.9%-1.0pp |
| Annual return | 15.64% | 20.06%-4.4pp | 1168.45%-1152.8pp | 28.85%-13.2pp |
| Employer contribution / active EE | $0 | $1,265-100.0% | $2,380-100.0% | $2,588-100.0% |
| Participant deferral / active EE | $1,538 | $3,108-50.5% | $3,985-61.4% | $4,289-64.1% |
| Admin fee / account holder | $5 | $1,922-99.7% | $6,852-99.9% | $1,587-99.7% |