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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,351 | $183,516-56.8% | $155,534-49.0% | $145,884-45.6% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 26.45% | 61.43%-35.0pp | 64.92%-38.5pp | 551.85%-525.4pp |
| Employer contribution / active EE | $3,870 | $5,315-27.2% | $4,675-17.2% | $4,662-17.0% |
| Participant deferral / active EE | $6,228 | $6,467-3.7% | $5,630+10.6% | $6,690-6.9% |
| Admin fee / account holder | $2,562 | $19,293-86.7% | $15,900-83.9% | $13,392-80.9% |