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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,964 | $95,406-92.7% | $185,849-96.3% | $85,847-91.9% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 17.44% | 23.59%-6.2pp | 122.10%-104.7pp | 318.61%-301.2pp |
| Employer contribution / active EE | $2,418 | $3,314-27.0% | $5,169-53.2% | $2,565-5.8% |
| Participant deferral / active EE | $3,722 | $3,424+8.7% | $5,569-33.2% | $3,952-5.8% |
| Admin fee / account holder | $372 | $7,214-94.8% | $16,244-97.7% | $6,261-94.1% |