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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,602 | $167,353-53.6% | $143,797-46.0% | $134,545-42.3% |
| Participation rate | 81.3% | 84.8%-3.6pp | 80.3%+0.9pp | 81.2%0pp |
| Annual return | -18.13% | 0.48%-18.6pp | -0.04%-18.1pp | 418.37%-436.5pp |
| Employer contribution / active EE | $4,475 | $5,620-20.4% | $4,952-9.6% | $4,742-5.6% |
| Participant deferral / active EE | $9,235 | $6,447+43.2% | $5,638+63.8% | $6,401+44.3% |
| Admin fee / account holder | $652 | $18,096-96.4% | $14,679-95.6% | $11,431-94.3% |