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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,385 | $129,959-88.2% | $104,301-85.2% | $134,532-88.6% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -43.54% | 42.04%-85.6pp | 24.61%-68.2pp | 418.27%-461.8pp |
| Employer contribution / active EE | $1,781 | $4,185-57.5% | $3,373-47.2% | $4,741-62.4% |
| Participant deferral / active EE | $9,484 | $5,589+69.7% | $4,626+105.0% | $6,401+48.2% |
| Admin fee / account holder | $1,236 | $9,325-86.7% | $7,340-83.2% | $11,429-89.2% |