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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,164 | $226,105-89.8% | $182,540-87.3% | $152,897-84.9% |
| Participation rate | 94.1% | 82.5%+11.7pp | 78.0%+16.1pp | 82.5%+11.7pp |
| Annual return | 22.64% | 192.58%-169.9pp | 148.58%-125.9pp | 345.43%-322.8pp |
| Employer contribution / active EE | $946 | $4,978-81.0% | $4,076-76.8% | $4,764-80.1% |
| Participant deferral / active EE | $3,641 | $6,370-42.8% | $5,525-34.1% | $5,851-37.8% |
| Admin fee / account holder | $533 | $10,706-95.0% | $8,593-93.8% | $11,599-95.4% |