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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,499 | $102,429-81.0% | $147,096-86.7% | $80,925-75.9% |
| Participation rate | 74.1% | 75.9%-1.8pp | 82.2%-8.1pp | 67.7%+6.4pp |
| Annual return | 12.25% | 135.02%-122.8pp | 419.75%-407.5pp | 35.65%-23.4pp |
| Employer contribution / active EE | $2,790 | $3,716-24.9% | $4,936-43.5% | $2,756+1.2% |
| Participant deferral / active EE | $4,882 | $6,649-26.6% | $8,071-39.5% | $4,299+13.6% |
| Admin fee / account holder | $7,413 | $7,957-6.8% | $13,005-43.0% | $6,940+6.8% |