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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,499 | $102,422-81.0% | $147,117-86.7% | $80,959-75.9% |
| Participation rate | 74.1% | 75.9%-1.8pp | 82.2%-8.1pp | 67.7%+6.4pp |
| Annual return | 12.25% | 135.16%-122.9pp | 420.54%-408.3pp | 35.67%-23.4pp |
| Employer contribution / active EE | $2,790 | $3,717-25.0% | $4,932-43.4% | $2,757+1.2% |
| Participant deferral / active EE | $4,882 | $6,652-26.6% | $8,065-39.5% | $4,300+13.5% |
| Admin fee / account holder | $7,413 | $7,953-6.8% | $12,993-42.9% | $6,925+7.0% |