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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,850 | $77,638-93.8% | $156,551-96.9% | $62,881-92.3% |
| Participation rate | 53.1% | 71.2%-18.1pp | 84.0%-30.9pp | 69.3%-16.2pp |
| Annual return | 52.13% | 50.33%+1.8pp | 32.23%+19.9pp | 20.14%+32.0pp |
| Employer contribution / active EE | $816 | $3,444-76.3% | $5,501-85.2% | $2,281-64.2% |
| Participant deferral / active EE | $1,362 | $3,046-55.3% | $4,871-72.0% | $3,203-57.5% |
| Admin fee / account holder | $101 | $5,561-98.2% | $13,028-99.2% | $4,296-97.6% |