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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,751 | $81,331-54.8% | $155,534-76.4% | $80,935-54.6% |
| Participation rate | 92.9% | 66.3%+26.6pp | 78.2%+14.6pp | 67.7%+25.2pp |
| Annual return | 9.35% | 33.37%-24.0pp | 64.92%-55.6pp | 35.66%-26.3pp |
| Employer contribution / active EE | $1,921 | $3,105-38.1% | $4,675-58.9% | $2,757-30.3% |
| Participant deferral / active EE | $2,532 | $3,454-26.7% | $5,630-55.0% | $4,299-41.1% |
| Admin fee / account holder | $3,017 | $7,999-62.3% | $15,900-81.0% | $6,924-56.4% |